Terms of Service

Effective Date: September 30, 2024

Welcome to Workshop Finance. The following rules and restrictions govern your use of our mobile applications, data, content, products and other services (collectively, including any updated or new features, functionality and technology, the “Services”). For any questions, comments, or concerns regarding the Services or these terms, please contact us at: hello@workshop.finance.

These Terms of Use (the "Terms") constitute a legally binding contract (the “Agreement”) between you and Workshop Finance, LLC ("Workshop," "we," or "us"). By accessing or using our Services in any manner, you acknowledge that you have read, understood, and agree to be bound by all of these Terms. If you do not accept all of these Terms, you are not authorized to use the Services.

Your continued use of the Services indicates your ongoing acceptance of these Terms, which shall remain in force for the duration of your use. These Terms encompass not only the provisions outlined in this document but also those detailed in our Privacy Policy. Certain Services may be subject to supplementary guidelines, regulations, and/or stipulations ("Supplementary Terms"), including but not limited to terms imposed by our third-party data providers. These Supplementary Terms are incorporated into these Terms by reference. By utilizing or participating in any such Services, you explicitly agree to abide by the applicable Supplementary Terms.

Please review these Terms thoroughly. They contain crucial details about the Services we offer. These Terms address future amendments, renewals, limitations of liability, a waiver of class action rights, and dispute resolution through arbitration rather than court proceedings. NOTE THAT YOUR ACCESS TO AND USE OF OUR SERVICES ARE GOVERNED BY THESE TERMS; IF YOU DO NOT AGREE TO ALL OF THEM, YOU MAY NOT USE OR ACCESS THE SERVICES IN ANY WAY.

IMPORTANT NOTICE - BINDING ARBITRATION AND CLASS ACTION WAIVER: PLEASE READ THESE TERMS OF USE CAREFULLY AS THEY CONSTITUTE A LEGAL AGREEMENT AND IMPACT YOUR LEGAL RIGHTS AND OBLIGATIONS, INCLUDING WAIVER OF RIGHTS AND LIMITS ON REMEDIES. BY AGREEING TO BE BOUND BY THE TERMS OF THIS AGREEMENT, YOU AGREE THAT ALL DISPUTES BETWEEN YOU AND US WILL BE RESOLVED BY BINDING ARBITRATION, EXCEPT FOR CERTAIN LIMITED TYPES OF DISPUTES DESCRIBED BELOW. YOUR AGREEMENT TO ARBITRATION MEANS YOU ARE GIVING UP THE RIGHT TO GO TO COURT AND THE RIGHT TO A TRIAL BY JURY, AND INSTEAD, DISPUTES WILL BE DECIDED BY A NEUTRAL ARBITRATOR. YOU ALSO AGREE THAT ALL DISPUTES BETWEEN YOU AND US, WHETHER IN COURT OR IN ARBITRATION, WILL BE BROUGHT ONLY ON AN INDIVIDUAL BASIS AND YOU ARE WAIVING YOUR RIGHT TO BRING OR PARTICIPATE IN A CLASS ACTION, CLASS ARBITRATION, OR ANY OTHER FORM OF REPRESENTATIVE ACTION.

Use of services

By using our Services, you affirm that you are of legal age to enter into a binding agreement.

To access most of our Services, you'll need to create an account. This involves choosing a unique username ("Workshop ID"), setting a password, and providing additional information, such as contact details. You agree to supply and maintain accurate, truthful, and up-to-date registration information about yourself. When selecting your Workshop ID, you must not use a name you don't have the right to use or impersonate another person.

We reserve the right to disclose any information about you, including registration data, in order to, among other things, comply with any applicable laws and/or requests under legal process, protect our property, protect our rights, and safeguard the interests of others, as disclosed in more detail in our Privacy Notice.

You have the option to access certain features of our Services using your credentials from other platforms ("External Account"), such as those provided by Google. By doing so, you authorize us to access specific information from that External Account for use within our Services. You retain control over the extent of information accessible to us and can adjust this through your External Account's privacy settings.

Account sharing or transfer is prohibited without our explicit written consent. You are responsible for maintaining the security of your account, password, and any other access credentials. Any activity associated with your account is your responsibility. You agree to:

Promptly notify Workshop of any unauthorized use of your password or account, or any other security breach.
Ensure you log out of your account at the end of each session when using the Services.

Workshop will not be held liable for any losses or damages resulting from your failure to comply with these security measures.

The Services are designed exclusively for your personal, non-commercial use. You agree to utilize the Services solely for your own individual purposes and not for the benefit of any third party. Your use of the Services must adhere to the following conditions:

Internal Use Only: The Services are intended for your private, internal use and should not be employed on behalf of or to benefit any other individual or entity.
Legal Compliance: You must use the Services in full compliance with all applicable laws and regulations in your jurisdiction. If your use of the Services would violate any laws that apply to you, you are not authorized to access or use the Services.
Responsibility for Legal Use: We cannot assume responsibility for any unlawful use of the Services on your part. You are solely accountable for ensuring that your use of the Services does not contravene any legal requirements.
Prohibited Activities: You may not use the Services for any commercial purposes, resale, or transfer to third parties. Additionally, you agree not to use the Services in any manner that could damage, disable, overburden, or impair our systems or interfere with any other party's use of the Services.

By using our Services, you acknowledge and agree to these terms. We reserve the right to terminate or suspend your access to the Services if we have reason to believe you have violated these restrictions or used the Services in any unlawful manner.

By using our Services, you grant Workshop and its authorized third-party partners permission to collect and analyze statistical and usage information related to your interaction with the Services ("Usage Analytics"). We reserve the right to utilize Usage Analytics for any lawful purpose, in compliance with applicable regulations and our Privacy Policy.

Any input you provide regarding the Services, including but not limited to inquiries, remarks, proposals, concepts, critiques, evaluations, or other commentary (collectively termed "User Input"), is considered non-proprietary. By submitting User Input, you grant Workshop unrestricted rights to use, distribute, and leverage this information for any purpose, including commercial applications, without obligation for acknowledgment, attribution, or financial compensation to you.

Intellectual property

All materials accessible through our Services, including but not limited to written content, visual elements, data, financial information, user-generated content, and the organization thereof (collectively referred to as “Content"), are safeguarded by copyright and other intellectual property laws.

By using our Services, you agree to:

Respect all copyright notices and intellectual property markings associated with the Content.
Comply with all copyright regulations, trademark guidelines, and usage restrictions pertaining to any Content you access.
Refrain from using, duplicating, altering, translating, distributing, performing, uploading, displaying, licensing, selling, or exploiting for any purpose any Content not owned by you, unless you have:
- Obtained prior written permission from the rightful owner, or
- Ensured your use does not infringe upon the rights of others, including Workshop.

By accepting these Terms, you receive a restricted, individual authorization to access and utilize the Content within the Services as intended. This authorization applies worldwide, is non-exclusive, and may not be transferred or sublicensed. You are expressly forbidden from employing, copying, modifying, disseminating, or retaining any Content for purposes outside the Services' scope without our company's explicit written approval.

You recognize that our company maintains ownership of the Services, and all Content accessible through the Services remains the property of our company and its licensors. You commit to refraining from altering, distributing, engaging in the transfer or sale of, replicating (except where explicitly allowed), creating derivative works based on, or otherwise exploiting any component of the Services, including any Content not under your ownership.

We adhere to a policy of addressing notifications of alleged copyright infringement that align with the Digital Millennium Copyright Act's requirements.

The name, logos, and other distinctive identifiers of Workshop Finance constitute proprietary trademarks and service marks of Workshop (collectively "Workshop Identifiers"). The Services may feature names, logos, and marks of other entities, products, or services, which may be trademarks or service marks owned by their respective holders. These third-party identifiers may or may not be affiliated with or endorsed by Workshop. Nothing in these Terms or the Services should be construed as granting, by implication, estoppel, or any other means, any right or license to use any Workshop Identifiers displayed on the Services. Such usage requires explicit written permission from Workshop for each occurrence. All advantages and goodwill derived from the use of Workshop Identifiers shall benefit Workshop Finance exclusively.

We are based in the United States and the Services are provided from the United States. We make no representation or warranty that a Service or text, graphics, images, video, artwork, metadata and other data, design, organization, compilation, look and feel, advertising and all other protectable intellectual property, including but not limited to any copyrights, trademarks, service marks, trade names, trade dress, patent rights, or database rights available through the Services is appropriate or available for use in other locations. You agree that you will comply with any and all laws applicable to your use of a Service.

Limitations

The Services are for your individual, personal and non-commercial use only. Thus, you may not use the Content in any commercial product or service, without our express written consent.

You may not use the Services in the capacity of or on behalf of:

a currently registered or qualified professional securities trader or investment advisor with any national or state exchange, regulatory authority, professional association, or recognized professional body.
an employee of any bank, brokerage, or financial institution.
an investment advisor or professional responsible for the investment of corporate funds, regardless of any past qualifications.
a competing financial market data and information company, unless you have received explicit written permission from Workshop.

You may not share your log-in credentials (including your password) with any other person whatsoever or publish any log-in credentials (or related information) on any public-facing medium. Any violation of this clause will constitute a material breach of this Agreement and may result in Workshop blocking your access to the Services. In any event, you will be responsible and liable for any access to or use of our Services by you or any person or entity using your password/log-in credentials, whether or not such access or use has been authorized by you or on your behalf, and whether or not such person or entity is your employee or agent.

The Content is our property or the property of our advertisers and licensors and is protected by copyright and other intellectual property laws. You may occasionally download, print, save and share content from our Services for your individual, personal, and non-commercial use, provided that you maintain all copyright and other notices contained in the Content and other downloadable items. You may not otherwise download, print, save, or share such content except through the share features we have included in the Services. In addition, you may not use content you have downloaded, printed, saved, or shared to develop or operate an automated trading system, or for data or text mining any information or content (including associated metadata).

In sharing content, you will honor the following guidelines:

You agree not to submit any User Content that is obscene, contains profanity or veiled profanity, or is hateful or offensive based on race, ethnicity, gender, stereotypes, or other grounds. Content that is harmful, vulgar, distasteful, defamatory, libelous, or that invades another person's privacy or proprietary rights is also prohibited. You must not attempt to bypass profanity filters by creatively altering obscene words.
You are prohibited from uploading, posting, or submitting any content that includes links to websites with objectionable material.
You must not upload, post, or submit anything that contains viruses, cancel bots, Trojan horses, harmful code, or other software designed to disrupt another person's use of the platform.
You agree to comply with all applicable laws while participating on the platform and will not use your comments for illegal purposes.

Additional Restrictions on Use of Content

You agree not to alter or rearrange the Content available through the Services. You also agree not to display, post, frame, or scrape the Content for use on or in connection with another website, app, blog, product, or service, unless explicitly permitted by this Agreement. You must not modify, reverse engineer, decompile, or disassemble any part of the Services, whether in whole or in part, nor create, reproduce, or distribute any derivative works based on the Content. Additionally, you must not encourage, assist, or authorize anyone else to do so. The use of web crawlers, spiders, scripts, site search/retrieval applications, or any other manual or automated devices to retrieve, scrape, text or data mine information or content (including associated metadata), access, copy, index, process, and/or store any Content made available on or through the Services, other than as expressly authorized by us, is prohibited. You agree not to remove any copyright or other notices from any Content. You also agree not to bypass any technological protection measures that limit or restrict access to or use of any Service.

You are prohibited from creating apps, extensions, or other products or services that use the Content (including in connection with AI) without our express written permission. You may not aggregate or otherwise use the Content in a manner that could reasonably serve as, or generate (whether through AI or otherwise), a substitute for a subscription to a Service.

Furthermore, you may not use or incorporate any Content available through a Service for any form of artificial intelligence (AI), including in any generative or other form of AI for training or grounding purposes.

Unauthorized or prohibited use of any Content may subject you to civil liability, criminal prosecution, or both, under applicable federal, state, local laws, or applicable foreign laws, rules, regulations, and treaties. We require users to respect our copyrights, trademarks, and other intellectual property rights; we enforce those rights.

You may not access or view the Services using any scripts, extensions, or programs that alter the way the Services are displayed, rendered, or transmitted to you without our written consent.

You agree not to use the Services for any unlawful purpose. In addition to other rights, we reserve the right to terminate or restrict your access to a Service if, in our opinion, your use of a Service may violate any laws, regulations, or rulings, infringe upon another person's rights, or violate the terms of this Agreement.

Privacy

We take your privacy very seriously. For the current Workshop Privacy Policy, please click here.

Children’s Online Privacy Protection Act

The Children’s Online Privacy Protection Act ("COPPA") mandates that online service providers obtain parental consent before knowingly collecting personally identifiable information from children under the age of thirteen (13). We do not intentionally gather or request personally identifiable information from children under thirteen (13). If you are under thirteen (13), please do not attempt to register for or use our Services, or send any personal information to us. Should we become aware that we have inadvertently collected personal information from a child under thirteen (13), we will promptly delete that information. If you suspect that a child under thirteen (13) has provided us with personal information, please contact us at hello@workshop.finance.

Term, Cancellation, and Renewal

This Contract remains binding throughout your utilization of our Services, with certain clauses continuing indefinitely as outlined herein. Your membership will automatically continue unless terminated. To prevent charges for the upcoming period, you must cancel prior to renewal. We will provide notice of impending renewals or price changes as mandated by law.

We retain the right to discontinue your membership at any time with notification. You may end your membership by adhering to the cancellation process available in our application. Should you terminate your membership, access to the Services will cease at the conclusion of your current billing cycle. If we terminate your membership, access may end on the date we specify, potentially before your billing cycle concludes. In either scenario, your account will revert to a basic, non-premium status with restricted access to the Services. Such limited access remains governed by these Terms. However, if termination results from your breach of terms, we may entirely revoke your access to any Service.

Following any cancellation, termination, expiration, or discontinuation of your membership, registration, or use of any Service, any rights and duties that inherently or expressly extend beyond such event will persist and remain fully enforceable, even after you no longer use or access any Service.

Availability through other platforms

When you access a Service via a mobile app or another third-party platform, the end user license agreement (EULA) or terms of use for your mobile service may apply in addition to the terms outlined in this Agreement. By using the mobile application, you agree to comply with both this Agreement and the terms of the mobile service or platform. In the event of any conflict between the terms of this Agreement and the EULA or terms of use for the mobile service, the terms of this Agreement will take precedence.

Third party payment services

Our company may engage an independent payment processing service provider ("Payment Processor") to handle financial transactions related to our offerings. By using our services, you acknowledge and accept that this Payment Processor, not our company, bears full responsibility for managing, executing, and completing purchases processed through its platform. When utilizing the Payment Processor's services, you may be required to comply with additional terms of service and privacy policies specific to that Payment Processor, which are separate from our own agreements.

Third party data

In providing our Services, we incorporate information and materials from external sources (referred to as "Third-Party Resources"). Our use of Third-Party Resources does not imply our approval or recommendation of such resources, nor does it create any obligation, duty, or liability for us or our affiliated entities. We do not authenticate, oversee, or assume any responsibility for Third-Party Resources, including but not limited to their substance and data protection practices. By utilizing our Services, you acknowledge and accept that we are not accountable for any aspects of these Third-Party Resources.

User Content

Our platform allows you to distribute content you have created, uploaded or generated ("User Content") to others, both internally and externally via social networks or other third-party platforms. We will clearly designate which User Content may be shared and how, typically through dedicated sharing functionality adjacent to the content.

By sharing User Content through external platforms, you authorize us to transmit that information to the relevant third-party service. We recommend reviewing the policies of any external services you utilize for sharing to understand their data usage practices.

You must retain the ability to modify or remove any User Content you distribute and agree to do so promptly if we request it. Although our platform may enable copying or downloading of certain content, all restrictions in this section remain applicable.

By submitting User Content, you affirm you have all necessary rights to do so without violating any laws or third-party rights. You warrant such materials are accurate and not misleading. You grant us and our affiliates a worldwide, non-exclusive, transferable, royalty-free, perpetual, irrevocable right to use, distribute, display, adapt, and create derivatives from your User Content in any media, with or without attribution and without compensation to you.

You waive moral rights and allow us to modify your User Content without further permission. You also permit us to authorize use by other users per this Agreement. You accept financial responsibility for any claims arising from User Content you submit. We reserve the right to remove any User Content at our discretion without notice, including all materials related to your account or platform usage.

Disclaimers of Warranties; Limitations on Liability; Time Limitation for Claims

BY ACCESSING AND UTILIZING OUR SERVICES, YOU ACKNOWLEDGE AND ACCEPT THAT THESE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE EXPLICITLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

GUARANTEES OF MERCHANTABILITY OR FITNESS FOR A SPECIFIC PURPOSE
ASSURANCES AGAINST INFRINGEMENT OF THIRD-PARTY INTELLECTUAL PROPERTY RIGHTS
WARRANTIES RELATED TO SERVICE DELIVERY, ACCURACY, TIMELINESS, OR COMPLETENESS OF DATA
GUARANTEES REGARDING PERFORMANCE OR NON-PERFORMANCE BY US OR ANY THIRD PARTIES

WE DO NOT WARRANT THAT THE PLATFORM WILL MEET YOUR SPECIFIC NEEDS OR THOSE OF ANY OTHER USER. WE DO NOT PROVIDE TAX OR INVESTMENT ADVICE, NOR DO WE ADVOCATE FOR ANY PARTICULAR SECURITY OR INVESTMENT. PROFESSIONAL ASSISTANCE SHOULD ALWAYS BE SOUGHT FOR SUCH MATTERS.

FURTHERMORE, WE MAKE NO REPRESENTATIONS OR WARRANTIES THAT:

THE INFORMATION PROVIDED WILL BE FACTUALLY ACCURATE, ERROR-FREE, UNINTERRUPTED, TIMELY, OR FREE FROM TECHNICAL INACCURACIES
THE PLATFORM WILL BE ACCESSIBLE AT ALL TIMES OR LOCATIONS
DEFECTS OR ERRORS WILL BE CORRECTED
THE CONTENT IS FREE FROM HARMFUL COMPONENTS

ALL INFORMATION IS SUBJECT TO CHANGE WITHOUT NOTICE, AND WE RESERVE THE RIGHT TO CORRECT ANY ERRORS OR OMISSIONS.

TO THE FULLEST EXTENT PERMITTED BY LAW, OUR MAXIMUM LIABILITY (INCLUDING OUR AFFILIATES, SHAREHOLDERS, DIRECTORS, OFFICERS, EMPLOYEES, ADVERTISERS, SUPPLIERS, CONTENT PROVIDERS, AND LICENSORS) FOR DIRECT DAMAGES IS LIMITED TO YOUR ANNUAL SUBSCRIPTION FEE. WE SHALL NOT BE HELD RESPONSIBLE FOR ANY INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS OR REVENUES, REGARDLESS OF THE LEGAL THEORY APPLIED, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IF ANY PORTION OF THIS DISCLAIMER IS DEEMED UNENFORCEABLE, OUR LIABILITY WILL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

Indemnification

You agree to compensate and protect our organization, including our parent company, subsidiaries, affiliates, and their respective successors, assigns, owners, directors, officers, managers, employees, shareholders, agents, representatives, advertisers, operators, suppliers, service providers and licensors, against any and all losses, expenses, damages, and costs, including reasonable legal fees. This obligation applies to any claims arising from or related to your utilization of our Services, any breach or violation of this Agreement by you, or any User Content you provide.

We retain the right to take exclusive control of the defense and management of any matter for which you are required to provide indemnification, including all negotiations for settlement or compromise. Should we exercise this right, you are obligated to cooperate with us to the extent reasonably necessary, as determined by our organization.

Arbitration

Please carefully review this ARBITRATION AGREEMENT as it mandates arbitration for certain disputes and claims with Workshop, limiting the ways you can seek relief. Both you and Workshop agree that Workshop’s officers, directors, employees, and independent contractors (“Personnel”) are third-party beneficiaries of these Terms. Upon your acceptance of these Terms, Personnel will have the right to enforce these Terms against you as third-party beneficiaries.

(a) Arbitration Rules; Applicability. The parties will first attempt to resolve any dispute, claim, or disagreement arising from these Terms through good-faith negotiations. If these negotiations fail, the dispute will be resolved by binding arbitration in Kent County, Delaware, conducted in English under the JAMS Streamlined Arbitration Rules and Procedures (“Rules”). A single arbitrator with experience in intellectual property and commercial contract disputes will be selected from the JAMS list. The arbitrator’s decision can be entered in any court with jurisdiction.

(b) Arbitration Costs. The Rules will determine the payment of arbitration fees. Workshop will cover all arbitration fees for claims under fifty thousand dollars ($50,000). Workshop will not seek attorneys’ fees and costs unless the arbitrator finds your claim frivolous.

(c) Small Claims and Infringement. Either party may bring claims in small claims court in Kent County, Delaware, or any U.S. county where you reside or work. Additionally, either party may seek injunctive or equitable relief from any court of competent jurisdiction to prevent infringement or violation of intellectual property rights.

(d) Waiver of Jury Trial. BOTH PARTIES WAIVE ANY RIGHTS TO A COURT TRIAL BEFORE A JUDGE OR JURY. Disputes will be resolved through arbitration, which is typically more limited, efficient, and less costly than court procedures. In any litigation over the enforcement of an arbitration award, BOTH PARTIES WAIVE ALL RIGHTS TO A JURY TRIAL, opting instead for resolution by a judge.

(e) Waiver of Class Actions. ALL CLAIMS MUST BE ARBITRATED OR LITIGATED INDIVIDUALLY, NOT AS A CLASS. If this waiver is deemed unenforceable, neither party is entitled to arbitration, and disputes will be resolved in court as specified in (g).

(f) Opt-out. You may opt out of this arbitration agreement by sending written notice to Workshop Finance, LLC, 21 S. 11th St., Philadelphia, PA 19107 within thirty (30) days of accepting these Terms. The notice must include your name, address, email, and a clear statement of your decision to opt out.

(g) Exclusive Venue. If you opt out or if the arbitration agreement allows for court litigation, any judicial proceedings (excluding small claims) will be held in the state or federal courts in Kent County, Delaware.

(h) Severability. If the prohibition on class actions is found unenforceable, the entire arbitration agreement will be null and void. This agreement will survive the termination of your relationship with Workshop.

(i) Confidentiality. All aspects of the arbitration process, including any decisions or awards, will remain confidential.

(j) Future Changes. If Workshop makes any future changes to this arbitration agreement, you may reject the changes by sending written notice within thirty (30) days of the change. By rejecting changes, you agree to arbitrate any disputes under the terms of the arbitration agreement as it was when you first accepted these Terms.

General

This Agreement constitutes the complete and exclusive understanding between the parties concerning your utilization of the Services and all aspects of our mutual relationship, superseding any prior oral or written arrangements, unless explicitly stated otherwise herein. We reserve the right to modify or discontinue the Services, or your access to them, at our discretion. This Agreement is non-transferable on your part, but we may freely assign our rights and obligations hereunder. No external parties, except our affiliated entities involved in providing or facilitating the Services, shall be deemed beneficiaries of this Agreement. All rights not expressly granted to you are retained by us and our licensors. Our failure to enforce any provision of this Agreement shall not be construed as a waiver of that provision or any other rights herein.

Changes to Terms

We are committed to continually enhancing our Services, which means these Terms may need to be periodically updated periodically. We reserve the right to modify the Terms at any time. If we make changes, we will notify you by posting a notice on our website at https://workshop.finance, sending you an email, and/or using other communication methods.

If you do not agree with the revised Terms, you have the option to reject them; however, this will result in your inability to continue using the Services. Your continued use of the Services after the changes take effect signifies your acceptance of the new Terms. Apart from modifications made by us as described here, no other amendments or changes to these Terms will be valid unless they are in writing and signed by both you and us.

Governing law and venue

This Contract and any controversies or claims stemming from it shall be interpreted and enforced under the laws of Delaware, United States, disregarding principles of conflict of laws. For any legal proceedings, including but not limited to Exempted Claims, disputes ineligible for arbitration, or matters otherwise brought before a court, the exclusive forum shall be a competent federal or state court situated in Kent County, Delaware State.

Should we fail to enforce any clause herein or address any violation of this Contract by you or other parties, such inaction shall not be construed as a waiver of our right to later enforce any provision of this Contract.

Severability

If any part of this Agreement is found to be invalid or unenforceable by an arbitrator or a court with proper authority, that specific part will be enforced to the fullest extent allowed to reflect the Agreement's intent. The invalid or unenforceable part will be severed, and the remaining provisions of the Agreement will continue to be in full effect and enforceable.

Force majeure

Our company shall be absolved of responsibility for any postponement or non-fulfillment of obligations arising from circumstances beyond our reasonable influence or control. Such circumstances may include, but are not limited to:

Natural disasters and extreme weather events
Armed conflicts or military operations
Acts of terrorism or civil unrest
Global health crises or widespread disease outbreaks
Trade restrictions or governmental decrees
Market volatility
Actions by civilian or military authorities
Conflagrations or inundations
Unforeseen incidents or calamities
Labor disputes or work stoppages
Disruptions in transportation networks
Scarcity of essential resources, including but not limited to fuel, power, or raw materials
Cyber incidents attributed to state actors or their proxies

This list is not exhaustive, and other similar unforeseeable events may also qualify as exempting circumstances under this provision.